Zakat Calculator - Sunnah Daily

خُذْ مِنْ أَمْوَالِهِمْ صَدَقَةً تُطَهِّرُهُمْ وَتُزَكِّيهِم بِهَا

Khudh min amwalihim sadaqatan tutahhiruhum wa tuzakkihim biha

"Take from their wealth a charity that purifies them and causes them to grow."

Quran 9:103

1 · The threshold (nisab)

Zakat is only due if your net wealth clears the nisab. The Prophet ﷺ set it in gold and silver, so today it is measured against their price: 85 g of gold or 595 g of silver.

Currency

Silver price per gram, in your currency Gold price per gram, in your currency

Live prices are the world spot price converted to your currency; a local dealer's per-gram price sits a little above it. Overtype either box with the price your masjid or jeweller quotes and the calculator uses yours.

2 · What you have

Count what has been yours for a full lunar year (the hawl). Amounts in US dollars (USD) - switch currency in step 1.

Cash - bank accounts and at hand Gold you own, at today's value Silver you own, at today's value Shares, funds, crypto and similar investments Business stock, at sale value Money owed to you that you expect back

Not counted: the home you live in, your car, furniture, clothes, tools of your trade. Zakat is on wealth that grows, not on what you live with. Jewellery in daily use differs between the schools - the Hanafi school counts gold and silver jewellery, others exempt what is worn; ask your local scholar.

3 · What you owe

Debts due now or within the year - rent owed, bills, credit cards, this year's instalments

Subtract what is actually due, not a whole mortgage - most contemporary scholars deduct only the coming year's payments.

Give it to the eight categories in Quran 9:60 - the poor and needy first. Read the Zakat & Giving module for who they are.

Worth knowing

The hawl: wealth is zakatable after it has been at or above nisab for one full lunar year, about 354 days. Most people simply fix a date - many choose Ramadan - and pay yearly on that date.
Rate: 2.5 percent, one fortieth. Agreed across the schools for money, gold, silver and trade goods.
Pensions, crypto and modern assets: most contemporary scholars treat what you own and control as zakatable wealth. The details differ - ask your local scholar or a zakat body in your country.
Zakat al-fitr is separate: the small per-person gift before the Eid prayer. This calculator is for zakat on wealth (zakat al-mal).

A note on the two thresholds: both come from the sunnah. Because silver is worth far less today, the silver nisab is much lower, so choosing it means you start giving earlier - the Hanafi position, and the kinder one to the poor. The gold nisab is favoured by others as closer to its original buying power. Either is valid; this page defaults to silver. On the gram figures: this calculator uses 85 g of gold and 595 g of silver, the figures most zakat bodies use today. Some institutions, especially Hanafi ones, use 87.48 g and 612.36 g from a slightly larger classical weight - both trace to the same 20 dinars and 200 dirhams, and the difference is small. Follow your local body's figure if they publish one.